How much assets do you currently have? The unfortunate truth is that in today’s litigious society, you need to guard against possible lawsuits. Limits of insurance do not go as far as they did years ago. With the cost of litigation, lawyer fees, and everything else...
If you haven’t already, check out our other blogs about commercial policies. If any of these policies pertain to you, we strongly encourage you to consider an umbrella or an excess liability policy. You don’t need your umbrella until the storms roll in. The same is...
Many employers regard workers’ compensation insurance as a necessary evil — an expense they’d rather be rid of but have to bear because it’s required by law. As a result, they latch on to the first carrier they stumble across, accept the first policy they’re offered,...
The unfortunate truth is that in today’s litigious society, you need to guard against possible lawsuits — especially when you think about all the accidents that can happen on a job site. It becomes clear pretty quickly that you need insurance to cover all the risks....
With folks on average spending 145 minutes on social media each day, Make sure you know that what you (or your teens!) say or post on social media can become a personal liability. And while your homeowners or renters’ insurance policy covers things like property...
There are many sorts of insurance a business needs or that are available. Not one policy fits the risk of all businesses. For example, you would not want to have the same insurance for an accountant as you have as a contractor. Here are some examples of commercial...
We have choices, and lots of them- This does not mean each company will write you a policy. Some companies are picky. With Montana being rural, there are some companies that will not write policies unless it is right in town. With an independent agency, you do not...
If you own a business, you are in need of some general liability insurance. To assess your level of risk, ask yourself these questions: Does my business have a storefront or reception area? Do I receive more than one or two visitors per day? Do my employees drive as...
Should your summer plans include boating, jet skiing, RVing, or ATVing (and I hope they do!), getting the right coverage is key to keeping your adventures humming along. To help, here’s a quick overview on insuring specialty summer toys. Let me know if you’d like to...
We have been hearing a lot of people asking about renters insurance from families preparing to send a child off to college. That said, if you or someone you know is in a similar position, I thought I’d answer two questions I’m often asked. Does my homeowners policy...
