The unfortunate truth is that in today’s litigious society, you need to guard against possible lawsuits — especially when you think about all the accidents that can happen on a job site. It becomes clear pretty quickly that you need insurance to cover all the risks. General liability insurance does just that.
To assess your level of risk, ask yourself:
- Do delivery drivers and non-employee guests regularly visit my job sites?
- Do my workers operate heavy equipment that could result in damage to adjoining properties?
- Do I guarantee work that down the road could result in injury or property damage if not executed correctly?
If you answered “Yes” to any of these questions, your business is at a high-risk for claims involving injuries or property damage resulting from your services or operations.
But even if you answered “No,” you should still consider how best to protect your business from unforeseen events.
Commercial general liability insurance protects you when individuals (including trespassers and thieves) hurt themselves or cause accidents at your job sites. It also encourages opposing attorneys to act responsibly as they interact with an insurance company instead of a stand-alone business.
Check out our commercial umbrella blog coming in the next few weeks!
Reach out to us today!
Montana First Insurance
Montana Insurance Agency
Kalispell, MT Insurance Agency