Montana First Insurance was created to bring you top notch insurance policies and caring agents.

Montana First Insurance, Inc. is an independent insurance agency in Kalispell, MT providing insurance services including commercial, personal, health and life. When selecting your insurance agent keep in mind that you need good service as well as good products. Situated here in the beautiful Flathead Valley, we know the risks and we know the people. Our clients are from all over this valley. We service clients from Glacier Park and Columbia Falls to Whitefish and around Flathead Lake. Polson, Somers, Lakeside, and Bigfork are all a part of our insurance family.

WE have a range of options available for you to choose from. We provide insurance coverage for personal individual and commercial business accounts. Every client is eligible for our highest level of service and commitment.



Kelly has been in the insurance game for many years, and has an equally important family life. Kelly is licensed in several states in the Western US; including Montana, Washington, North Dakota, and Arizona. If you have exposure or assets in these states you need to work with an agent that can handle all of your business. So, if you have a second home or conduct business in other Western states. Give Kelly a call.



Kendall began his career in 2009 after 15 years in the industrial controls division of a large electrical company. With the help of Montana First Insurance, he started Washington First Insurance, which is still growing today. His background in construction and years of life experience have made the transition to insurance an easy fit. He recently moved his family from Washington to Montana at the request of the ownership of the agencies. He enjoys traveling to see family and spending time with his children doing whatever activity is in season; boating, camping, snowboarding or just playing in the yard with his kids.



Marcos started working for Montana First after he moved to Kalispell in March of 2019. He was born and raised in Woodland Washington where he worked in management at a care center. We are glad to have him as an addition to Montana First. He enjoys spending time with friends and family. He grew up in a household of four brothers and no sisters. He liked to go jet skiing at the Woodland Bottoms and enjoys dirt biking and riding four wheelers. He is very personable and is looking forward to meeting clients.

 ​Jennie Heidegger


Jennie moved to Kalispell, MT in Nov 2021 and has been loving it! She misses her family back home in WA but has made many new friends and memories here. She enjoys spending time with all her nieces and nephews. Shortly after moving, she decided to work on her property and casualty license and becoming an agent. She is very personable and looks forward to helping new clients. She enjoys the snowboarding/ice skating season.


If your agent is in a building six states away, does he KNOW you? If you want to build a relationship with your agent, you will have to come in and visit!


Being in the insurance business, we have heard nearly every sort of crazy, destructive story there is to hear – but nothing beats a story when we know that the person or property involved was insured by one of our policies.