Let’s take a quick moment to touch base on a type of coverage that’s become increasingly important for business owner clients over the past year or two: Employment Practices Liability Insurance (EPLI). EPLI is a type of liability policy that can help protect your...

If you see any uptick in business or foot traffic as summer arrives, it may be time to consider adding a commercial liability policy to your portfolio—especially if your business is open to the public. There’s no way around it—welcoming others onto your property...

Personal and commercial auto insurance are separate policies and do not mix. If your vehicle is classified as a commercial vehicle, it must be insured on a commercial policy. Most people drive their vehicles to and from work and they are not considered a commercial...

Did you know your auto insurance policy may not cover you for ridesharing (such as Uber, Lyft or Turo)? Even if you purchase insurance coverage directly from Uber or Lyft, you still have coverage gaps that can end up costing you a lot of money. Since the beginning of...

Are you renting your home out on a short-term basis as a vacation rental? Do you know your home insurance policy may not cover it? Putting your home up as a vacation or short- term rental has become very popular in the Flathead Valley. As with all things pertaining to...